Leasing
Cars and equipment, financed against the asset. Terms up to seven years.
Kosovo
Virtus Lending
A digital-first lender for Kosovo. Leasing and loans for households and small businesses, decided in minutes.
Legal entity
[Virtus Lending Sh.p.k.]
Licence
Non-bank financial institution, Central Bank of Kosovo. Licence no. [____]
Head office
Prishtina
Operating since
[Year]
Key figures
As of 30 June 2026EUR 14.5M
gross loan portfolio
12,400
active clients
29,800
clients served to date
EUR 34M
disbursed to date
Products
Express and merchant loans
Small loans for everyday purchases. Apply on your phone. Decision in a minute.
Cash loans
Larger loans for bigger plans. Terms up to seven years.
Product terms, eligibility and pricing are published by Virtus Lending on its own website and in its branches.
Governance and funding
Board and committees
Board of directors with audit and risk committees. Internal audit reports to the board.
Supervision
Supervised by the Central Bank of Kosovo. Dedicated AML and CTF officer.
Audit
Annual accounts audited under IFRS. Auditor: [NAME].
Funding
Credit lines from Kosovo banks and an international lending platform, alongside shareholder capital.
Virtus Lending, Prishtina
[Street address], Prishtina, Kosovo