Car on a mountain road in the Western Balkans
Kosovo · Albania · North Macedonia

Cars. Cards. Credit.The Western Balkans, financed.

Four licensed institutions. Three markets. One platform, built in-house. Supervised in every market we serve.

Operating markets
3
Licensed institutions
4
Disbursed to date
EUR 34M
Customers served
29,800
Portfolio and customer figures: Virtus Lending Kosovo, 30 June 2026.

Company

We finance the things people need and move the money they earn. Cars, equipment and everyday purchases. Cards, accounts and payments.

Customer checking his phone on a city street
Kosovo

Virtus Lending

Vehicle leasing and instant loans. Decisions in minutes. Licensed by the Central Bank of Kosovo.

Learn more
Two people leaning on a leased off-road vehicle on a mountain road
Albania

Virtus Lending

Vehicle leasing for households and businesses. Licensed by the Bank of Albania.

Learn more
Paying by card at a café counter
Kosovo

Swinto

Cards, accounts and instant payments. Visa principal member. Licensed by the Central Bank of Kosovo.

Learn more
Woman walking through an old town street
North Macedonia

One Leasing

Vehicle and equipment leasing. Licensed by the Ministry of Finance of North Macedonia.

Learn more

Institutional by design.

01

Audited, consolidated IFRS accounts. Every year.

02

Independent board. Audit and risk committees.

03

Funded by regional banks and international lending platforms.

04

Our own technology. Built in-house, end to end.

Partners and auditors
[AUDITOR LOGO]
[BANK LOGO]
[BANK LOGO]
[LENDING PLATFORM LOGO]
[LENDING PLATFORM LOGO]
[PARTNER LOGO]

Investor relations

Reports and announcements

[News headline one]

[One-line excerpt for the first news item.]

Read

[News headline two]

[One-line excerpt for the second news item.]

Read

[News headline three]

[One-line excerpt for the third news item.]

Read

Talk to us.

Holding company
Virtus Invesco Partners LLC
Ukshin Hoti Street 10000 Prishtina, Kosovo
Virtus Lending, Kosovo Prishtina [kosovo@virtus-group.com]
Virtus Lending, Albania Tirana [albania@virtus-group.com]
Swinto, Kosovo Prishtina [info@swinto.com]
One Leasing, North Macedonia Skopje [info@oneleasing.mk]