One group.
Many brands.
We are building the financial platform this region never had. Finance a car in a day. Get credit in a minute. Pay with a card anywhere. Send money home in seconds. All on one core we built ourselves, so new products ship in weeks and new countries in months.
Group headquarters · Prishtina
One centre runs the core for every brand: capital, credit models, technology, risk and compliance. Local teams run the markets. The platform runs the group.
Two homes, one account.
A third of this region lives abroad. Swinto puts both ends on one platform: tap a card in Zurich, land it in Prishtina in seconds.
Built different.
01
One core runs everything. Credit, cards, payments, every country.
02
Machine learning decides. Under a minute, around the clock.
03
Our own stack. No vendors between us and our customers.
04
Audited, licensed, bank-funded. Boring where it should be.
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Holding company
Virtus Invesco Partners LLC