We are building the financial platform this region never had. Finance a car in a day. Get credit in a minute. Pay with a card anywhere. Send money home in seconds. All on one core we built ourselves, so new products ship in weeks and new countries in months.
One centre runs the core for every brand: capital, credit models, technology, risk and compliance. Local teams run the markets. The platform runs the group.
A third of this region lives abroad. Swinto puts both ends on one platform: tap a card in Zurich, land it in Prishtina in seconds.
One core runs everything. Credit, cards, payments, every country.
Machine learning decides. Under a minute, around the clock.
Our own stack. No vendors between us and our customers.
Audited, licensed, bank-funded. Boring where it should be.